City of Grand Terrace

The San Bernardino County CDH Department participates in the CRHMFA Homebuyers Fund (CHF) program that provides down payment, payment, and closing costs assistance to County residents. The Mortgage Credit Certificate Program provides a federal income tax credit for first-time homebuyers, which may be claimed as long as the homebuyer occupies the home and pays interest on the mortgage.

Neighborhood Housing Services of the Inland Empire (NHSIE) is a non-profit organization that operates a low-cost Homes N' Hammer program designed to educate residents on minor home improvements and repairs. The four-hour workshop includes: functioning of the home's major plumbing and electric systems, repair methods, replacing and maintaining drywall, replacing window screens, fixing garbage disposals, toilet mechanisms, health and safety issues and tips for hiring a professional contractor for home repairs, etc.

The San Bernardino County CDH Department operates a Multifamily Residential Rental Housing Revenue Bond program. This Program can be used for new construction, acquisition, and/or rehabilitation of multifamily housing developments. A specified number of units are required to remain affordable to eligible, low-income households for a specified number of years after the initial financing is provided.

Neighborhood Partnership Housing Services, Inc. (NPHS) is a non-profit organization that operates a Healthy Homes Grant program. This program provides home safety repair grants to low-income senior homeowners and homeowners with permanent mobility disabilities.

2019 County of San Bernardino Housing & Community Development Survey

The San Bernardino County CDH Department has begun the the planning process for the 2020-2024 Consolidated Plan,  2020-2021 Annual Action Plan, and Analysis of Impediments to Fair Housing Choice. These plans will identify needs related to housing, economic/community development, homeless, public services, and infrastructure. A key component of this process involves hearing from members of the public on issues of community needs, fair housing, and housing choice. 

Cal HFA

CalHFA offers first mortgage loans, both FHA and conventional, which can be combined with its down payment and closing cost assistance. This type of assistance is often called a junior or subordinate loan. CalHFA's subordinate loans are "silent seconds,” meaning you do not have to make a payment on these loans until your home is sold, refinanced or paid off in full. CalHFA also has special programs for energy-efficiency, people who work in public schools, and reducing your tax liability.